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Debt Consolidation News Oct 2005

Congress threatens to cut financial aid funding
As the cost of college tuition increases each year, the federal government prepares to vote on proposals that could make repaying loans more expensive for students. Congress is in the process of reauthorizing, or reviewing, the Higher Education Act, a law that regulates most student aid programs at colleges and universities. (Fri, 07 Oct 2005 05:39:22 GMT)

GuideToOpportunities.com Offers Information and Resources for Entrepreneurs Looking to Start a New Business, Buying
Los Angeles, CA (PRWEB) October 8, 2005 -- HubMaxMedia's announces the launch of a new Web Business Opportunity resource portal GuideToOpportunities.com with fast and easy access to live daily business and franchise news , how to start a business , career opportunities , and job opportunities . All topics are created based on the most popular web searches and appear on the left side bar of our (Sat, 08 Oct 2005 07:00:00 GMT)

GuideToOpportunities.com Offers Information and Resources for Entrepreneurs Looking to Start a New Business, Buying
Our GuideToOpportunities.com directory offers vast resources for entrepreneurs looking to Start A New Business, Home Based Business, Buying Franchises, and Learning About Internet Marketing. The portal invites visitors to explore and discover what it takes to starting and owning your own business through myriads of fresh resources and links. [PRWEB Oct 8, 2005] (Sat, 08 Oct 2005 07:11:59 GMT)

With Mortgages, Instant Wealth for Middlemen
By JEFF BAILEY New York Times A vast industry of real estate middlemen has sprouted recently, riding the ups and downs of the mortgage market, and in many cases, accumulating great wealth in the process. (Sat, 08 Oct 2005 13:26:44 GMT)

California Home Loans Directory
Want to see your California home loans firm's listing on top? Click here . Specializes in home equity loans and bad credit loans. Doesn't lend money directly to borrowers, but works with mortgage brokers / mortgage lenders across the country to make California home loans. (Sat, 08 Oct 2005 13:49:34 GMT)

Bankruptcy school
Finding help fighting debt will get trickier in a week. Sorting out reputable consumer credit counselors from rip-off artists who are primarily interested in fees remains as much a challenge as ever. Now there is an additional wrinkle to consider when new federal bankruptcy rules kick in Oct. 17. (Sun, 09 Oct 2005 07:11:18 GMT)

Australia Symbion Health spin-off to get Mayne debt
MELBOURNE, Oct 10 (Reuters) - Australia's Mayne Group Ltd. said it plans to load its domestic health care arm with the group's debt and leave its global injectable drugs business debt-free for acquisitions when the company breaks up in November. (Mon, 10 Oct 2005 04:51:39 GMT)

Slowdown Could Change Builders' Tune
A cooling housing market could derail the group's Wall Street-friendly organic growth story. (Mon, 10 Oct 2005 11:12:58 GMT)

Akers Biosciences, Inc.
Akers Biosciences Inc. , a leading designer and manufacturer of rapid diagnostic screening and testing products, announces its interim results for the half year ended June 30, 2005. (Mon, 10 Oct 2005 12:00:00 GMT)

A Beauty In The Bargain Bin
What's the critical difference between a Micro-D Deep Thermal Refinisher and a Resilience Lift Extra-Firming Revitalizing Mask? Don't ask me. But you don't have to be a discerning consumer of Estée Lauder's ( EL ) multitudinous potions to spot an opportunity in the cosmetics maker's shares, which since January have worked their way down some 26%. (Mon, 10 Oct 2005 14:36:23 GMT)

ConsumerTrack Inc, an Internet Marketing in Los Angeles, Doubles in Revenue and Employees Again in 2005
(PRWEB) October 18, 2005 -- ConsumerTrack Inc, ( http://www.consumertrack.com ) a privately owned Internet Marketing Group based in Los Angeles has seen over 200% growth from 2004 to 2005 while simultaneously increasing key employees. (Tue, 11 Oct 2005 07:00:00 GMT)

ConsumerTrack Inc, an Internet Marketing in Los Angeles, Doubles in Revenue and Employees Again in 2005
Los Angeles-based ConsumerTrack Inc, a fast growing Internet Marketing and Lead Generation company, has grown revenue and profit by over 200% in 2005 and upgrades forecasts to over 200% growth in 2006. The company has had a great deal of success with high quality lead generation and customer acquisition programs for over 50 large US banks and financial groups, while working with over 800 media (Tue, 11 Oct 2005 07:19:42 GMT)

(AFX UK Focus) 2005-10-11 08:13 GMT: C&C Group H1 pretax pre-ex 68.4 mln eur vs 62.9 mln, Cider ops to remain strong
LONDON (AFX) - C&C Group PLC reported a rise in pretax profit before exceptionals for the full-year to 68.4 mln eur from 62.9 mln last year, and sales rising 9.4 pct year-on-year to 419.5 mln eur. (Tue, 11 Oct 2005 07:36:09 GMT)

Elk Selects GE For New Consumer Credit Program
GE Consumer Finance, Retail Sales Finance has announced a multi-year agreement with Elk Premium Building Products, a nationally prominent manufacturer of roofing and decking products, to provide a consumer credit finance program. (Tue, 11 Oct 2005 13:11:00 GMT)

Financials
that it is acquiring NextWeb for $24.7 million: $4 million in cash, $19 million in stock, and the assumption of $1.7 million of debt. We were surprised that NextWeb (and its key investor, Kaiser Permanente) was willing to take so much stock instead of cash. (Tue, 11 Oct 2005 14:39:23 GMT)

The Daily Briefing - Business Newspaper Online Resistance softens to planned loan fund pool
Northwest Wisconsin counties concerned whether a planning commision 75-miles away will provide the same level of contact with business loan applicants. (Tue, 11 Oct 2005 14:51:12 GMT)

Business Opportunities
ALL CASH Candy Route. Do you earn $800 in a day? Your own local candy route. Includes 30 machines and candy. All for $9,995. 1-888-614-1205. (Tue, 11 Oct 2005 18:32:58 GMT)

PMB's proposed US$1b guaranteed notes rated 'A-'
Standard & Poor's Ratings Services has assigned its 'A-' long-term senior unsecured foreign currency debt rating to Penerbangan Malaysia Bhd's (PMB) proposed guaranteed US$1 billion bond. (Wed, 12 Oct 2005 06:35:45 GMT)

PMB's Proposed US$1 Bln Bond Rated 'A' By S&P
KUALA LUMPUR, Oct 12 (Bernama) -- Penerbangan Malaysia Bhd (PMB)'s proposed guaranteed US$1 billion bond has been assigned a long-term senior unsecured foreign currency debt rating of "A-" by Standard & Poor's Ratings Services. (Wed, 12 Oct 2005 07:42:43 GMT)

MGIC Investment Corporation Third Quarter Net Income of $142.4 Million
MGIC Investment Corporation today reported net income for the quarter ended September 30, 2005 of $142.4 million, compared with the $134.1 million for the same quarter a year ago, an increase of 6.2%. (Wed, 12 Oct 2005 11:53:00 GMT)

Rate increases and petrol costs keep debt in check
HOUSEHOLDS continue to be wary about taking on new debt with personal lending up slightly for the month, but down in annual terms for the 14th consecutive month. - (Wed, 12 Oct 2005 14:15:57 GMT)

Rate increases, petrol costs keep debt in check
Households continue to be wary about taking on new debt with personal lending up slightly for the month, but down in annual terms for the 14th consecutive month. - (Thu, 13 Oct 2005 00:15:49 GMT)

Return to Publication
YOUR # 1Source FOR GREAT LOANS NJ Licensed Mortgage Banker . Purchase Mortgages . Debt Consolidation . Home Improvements . Refinancing . Home Equity Loans . Construction Loans . (Thu, 13 Oct 2005 00:59:09 GMT)

Cooperate or die, towns told
WILKES-BARRE – “We think it’s crisis now.” Gerald Cross, a consultant with the Pennsylvania Economy League, doesn’t paint a rosy picture for the state’s smaller municipalities. (Thu, 13 Oct 2005 07:11:34 GMT)

Free Mortgage & Mortages Information and Where to Find Mortgage Broker
If you have any of these questions on your mind: What is a mortgage broker? Why do I need a mortgage broker? Where to find a Mortgage broker? Then the solutions is here. Clickzsolutions.com has been build to offer you a quide and a free listing information. [PRWEB Oct 13, 2005] (Thu, 13 Oct 2005 07:18:01 GMT)

Return to Publication
YOUR # 1Source FOR GREAT LOANS NJ Licensed Mortgage Banker . Purchase Mortgages . Debt Consolidation . Home Improvements . Refinancing . Home Equity Loans . Construction Loans . (Thu, 13 Oct 2005 11:25:14 GMT)

Collegiate Funding Services, Inc. Offers New Educational Finance Solutions for American Medical Association Members
Collegiate Funding Services, Inc. announced today the addition of new educational finance and debt management solution programs for American Medical Association members and their families through its long-time partnership with the AMA. (Thu, 13 Oct 2005 13:00:00 GMT)

India trumps China in FDI returns
China is a more attractive destination for foreign investors, but return on assets in India has been much higher. (Fri, 14 Oct 2005 05:29:54 GMT)

Congress could cut $14 billion in financial aid money
As much as $14 billion could be cut from federal financial aid programs if the U.S. Congress passes an amendment leaving the average loan-borrower owing an additional $5,800 in student loan payments, according to the U.S. Student Association Council. (Fri, 14 Oct 2005 06:09:33 GMT)

Societe Generale to Pursue IPO of SG Cowen & Co.
SG Corporate & Investment Banking , a division of Societe Generale, announced today its plans to pursue an initial public offering of one of its U.S. broker-dealer subsidiaries, SG Cowen & Co., LLC, a firm that provides investment banking services, including underwriting and other capital raising solutions, equity research, sales, trading and M&A, to emerging growth companies in sectors (Fri, 14 Oct 2005 12:00:00 GMT)

Lakeland Bancorp Reports 19% Increase in Earnings Per Share in Third Quarter
Lakeland Bancorp, Inc. reported third quarter Net Income of $5.4 million, an increase of $806,000, or 18% as compared to the same period last year. Earnings per share was $0.25, an increase of 19% over the $0.21 reported in the third quarter of 2004 (Fri, 14 Oct 2005 13:35:00 GMT)

Connecticut Statewide Don't Borrow Trouble(SM) Campaign to Prevent Predatory Lending Launched
At a press conference here today, a coalition of 63 private and public organizations including Freddie Mac , the Connecticut Fair Housing Center, the Attorney General's Office and the State Treasurer's Office launched a major public education campaign aimed at preventing predatory lending throughout Connecticut. (Fri, 14 Oct 2005 14:00:00 GMT)

Goal Financial, LLC Closes Second Public Debt Offering Of 2005
Goal Financial, LLC, a leading education finance company, today announced the closing of a $1 billion student loan backed Term Floating Rate Note issuance. This is Goal Financial's second public issuance of bonds in 2005 under a $3 billion shelf registration filed in 2004. (Fri, 14 Oct 2005 15:23:00 GMT)

Dust cobwebs from your mortgage
Jeff Matthews, senior financial adviser at Spicers Wealth Management, says it appears as if interest rates may be on their way up again. "Variable rates may go to 9 per cent. If you're not on a fixed-rate deal you might want to fix on 7.8 per cent now instead of 8 per cent (or more) later." (Fri, 14 Oct 2005 16:15:16 GMT)

Temecula Valley Bancorp Inc. Announces 38% Increase In Earnings
Temecula Valley Bancorp Inc.'s earnings for the quarter ending September 30, 2005 were $3,285,162 a 38% increase from the $2,374,362 earned in the same period last year. Net income for the nine months ending September 30, 2005 was $10,229,883 compared to $7,593,138 for the same period last year, a $2,636,745 or 35% increase. (Fri, 14 Oct 2005 21:21:00 GMT)

Bankruptcy road roughens
At midnight tonight, the world of bankruptcy becomes harsher and more complex for those on the verge of filing. (Sun, 16 Oct 2005 10:43:42 GMT)

Receipts, rebates and debt
I'm a saver. I'm the type of guy who still has the instruction book from the manual typewriter I bought 40 years ago, and the bills from the hospital where my daughter was born in 1969. (Sun, 16 Oct 2005 15:27:05 GMT)

Quest Announces Its Financial Results For The Third Quarter 2005
VANCOUVER, BRITISH COLUMBIA-- - Quest Capital Corp. is pleased to report net earnings of $4.3 million for the three months ending September 30, 2005 compared to $3.8 million for the same period last year. (Mon, 17 Oct 2005 13:03:49 GMT)

Advent International Leads Majority Investment in Mexican Mortgage Lender
Advent International, the global private equity firm, today announced it has led a group of investors in acquiring a majority interest in Hipotecaria Casa Mexicana , a specialized mortgage lending institution in Mexico. (Mon, 17 Oct 2005 14:00:00 GMT)

Advent International Leads Majority Investment in Mexican Mortgage Lender
BOSTON and MEXICO CITY, Oct. 17 /PRNewswire/ -- Advent International, the global private equity firm, today announced it has led a group of investors in acquiring a majority interest in Hipotecaria Casa Mexicana (HCM), a specialized mortgage lending institution in Mexico. (Mon, 17 Oct 2005 15:08:17 GMT)

AfriOre
AFRIORE REPORTS EARNINGS FOR THE SIX MONTHS ENDED AUGUST 31, 2005. For Immediate Release: Monday, October 17, 2005 Road Town, Tortola, British Virgin Islands (Oct 17, 2005): AfriOre Limited (TSX/AIM:AFO) the exploration company, focusing on the development of gold and platinum projects in Africa, reported a loss for the six month period ended August 31, 2005 of $1,590,198 or $0.05 per share (Mon, 17 Oct 2005 16:36:38 GMT)

American Standard Achieves Record Sales and Earnings
American Standard today announced record third-quarter sales, net income and earnings per diluted share. (Tue, 18 Oct 2005 11:00:00 GMT)

Freeport-McMoRan Copper & Gold Inc. Reports Third-Quarter and Nine-Month 2005 Results
Freeport-McMoRan Copper & Gold Inc. : (Tue, 18 Oct 2005 11:53:00 GMT)

Wells Fargo Reports Record Quarterly Earnings Per Share, Net Income and Revenue
Wells Fargo & Company : (Tue, 18 Oct 2005 12:00:00 GMT)

U.S. Bancorp Reports Record Net Income for the Third Quarter of 2005
U.S. Bancorp : -0- *T EARNINGS SUMMARY (Tue, 18 Oct 2005 12:00:00 GMT)

TALKING SHOP: North Star to host After Hours
North Star Civic Center will host an After Hours session from 5-7 p.m. Oct. 26. After Hours is designed to allow members of the Huntington County Chamber of Commerce to meet informally, as well as to showcase the host business. (Tue, 18 Oct 2005 12:40:14 GMT)

are
Let me start by thanking the School of Advanced International Studies, its Dean, Professor Jessica Einhorn, and Professor Dan Hamilton for inviting me to speak to you all. Through his distinguished career, Professor Hamilton has done much to promote transatlantic understanding. (Tue, 18 Oct 2005 21:48:14 GMT)

Grey power: Reducing credit offers, eliminating junk mail
To stop receiving credit promotions - credit cards, debt consolidation loans or other ways to borrow money - contact the three credit reporting agencies and request that they not sell information about you to companies that offer pre-approved credit. (Wed, 19 Oct 2005 05:22:20 GMT)

JPMorgan Chase Reports 2005 Third-Quarter Net Income of $2.5 Billion
JPMorgan Chase & Co.: (Wed, 19 Oct 2005 10:59:00 GMT)

NOVA Chemicals Q3 Results: Strong Demand, Tight Supply Driving Price and Margin Improvement
All financial information is in U.S. dollars unless otherwise indicated. (Wed, 19 Oct 2005 11:30:00 GMT)

Ambac Financial Group, Inc. Announces Third Quarter Net Income of $175.1 Million, Down 5%
Ambac Financial Group, Inc. (Wed, 19 Oct 2005 12:00:00 GMT)

As Discussions for Nigeria's Final
What hopefully will be the final stage of discussions on the details of the $18 billion debt relief agreement between Nigeria and the Paris Club started on Monday. (Wed, 19 Oct 2005 14:02:53 GMT)

O-I Reports Third Quarter Results: Strong Cash Flow Enabled Continued Debt Reduction
Owens-Illinois, Inc., today reported its third quarter 2005 financial results. (Wed, 19 Oct 2005 22:04:00 GMT)

Hedges: The New Corporate ATMs
Funds and other institutional investors are lending as banks get pickier (Thu, 20 Oct 2005 04:22:58 GMT)

The debt pandemic
Between us we owe £1 trillion and we can't afford the repayments. British consumers have a serious dose of borrowing sickness and, as Liam Halligan warns, it may be fatal to the economy (Thu, 20 Oct 2005 10:10:22 GMT)

The Coca-Cola Company Reports Third Quarter and Year-to-Date 2005 Results
The Coca-Cola Company today reported third quarter earnings per share of $0.54, compared with $0.39 for the prior year third quarter. (Thu, 20 Oct 2005 10:30:00 GMT)

GE Money Canada launches MasterCard that rewards reading
GE Money Canada, the consumer lending unit of General Electric Company , and Doubleday Canada Limited, a division of Bertelsmann DirectGroup, today announced the launch of a new Readers Rewards MasterCard. (Thu, 20 Oct 2005 11:00:00 GMT)

Diversification is the key
October 2005 A buoyant economy propped up by high oil prices and a strong financial system is enabling banks in Oman to support the government's massive privatisation drive, evident from the success of the Omantel IPO - the largest ever listing on the local bourse. (Thu, 20 Oct 2005 11:11:12 GMT)

SLM Corporation Delivers 23-Percent Growth in Preferred-Channel Loan Originations
SLM Corporation , commonly known as Sallie Mae, today reported third-quarter 2005 earnings and performance results that include $7.2 billion in preferred- channel loan originations, a 23-percent increase from the 2004 third quarter. (Thu, 20 Oct 2005 11:50:00 GMT)

SLM 3Q Profit Climbs 21 Percent to $431M
SLM Corp., the largest U.S. student loan provider, formerly known as Sallie Mae, said Thursday that a surge in lending volume triggered a 21 percent jump in third-quarter profit. (Thu, 20 Oct 2005 13:10:05 GMT)

SLM 3Q Profit Rises 21 Percent
SLM Corp., the largest U.S. student loan provider, formerly known as Sallie Mae, said Thursday that a surge in lending volume triggered a 21 percent jump in third-quarter profit. (Thu, 20 Oct 2005 16:37:51 GMT)

Trade Bank Recovers N764m Debt
Trade Bank Plc is back on the path of profitability as it recovered loans worth N764 million during the first six months of the 2004/2005 financial years. (Thu, 20 Oct 2005 17:03:04 GMT)

Hedges: The New Corporate ATMs
As commercial banks back away from making corporate loans, a new breed of lender is stepping in: Hedge funds are providing hundreds of millions of dollars to companies whose shaky credit disqualifies them for prime bank loans or whose needs are too puny to attract big commercial bankers. (Thu, 20 Oct 2005 18:53:32 GMT)

Hedges: The New Corporate ATMs
Funds and other institutional investors are lending as banks get pickier (Thu, 20 Oct 2005 22:46:39 GMT)

GE Consumer Finance and Shenzhen Development Bank Enter Strategic Alliance
SHENZHEN, China--Oct. 2, 20050, 2005--GE Consumer Finance ("GECF"), the global consumer lending unit of General Electric Company , and Shenzhen Development Bank (SZSE 000001, "SDB"), the first publicly traded bank in China, today announced that they have entered into a Strategic Cooperation Agreement to develop consumer finance opportunities in China. (Fri, 21 Oct 2005 07:56:49 GMT)

*vwd/BUSINESS WIRE: Schlumberger legt Ergebnisse des dritten Quartals 2005 vor
NEW YORK--(BUSINESS WIRE)--21. Oktober 2005-- Schlumberger Limited hat heute für das dritte Quartal 2005 einen operativen Umsatz von 3,70 Mrd USD bekannt gegeben. (Fri, 21 Oct 2005 11:10:30 GMT)

Grey power: Reducing credit offers, eliminating junk mail
To stop receiving credit promotions - credit cards, debt consolidation loans or other ways to borrow money - contact the three credit reporting agencies and request that they not sell information about you to companies that offer pre-approved credit. (Fri, 21 Oct 2005 13:21:52 GMT)

Grey power: Reducing credit offers, eliminating junk mail
To stop receiving credit promotions - credit cards, debt consolidation loans or other ways to borrow money - contact the three credit reporting agencies and request that they not sell information about you to companies that offer pre-approved credit. (Sat, 22 Oct 2005 05:09:10 GMT)

Grey power: Reducing credit offers, eliminating junk mail
To stop receiving credit promotions - credit cards, debt consolidation loans or other ways to borrow money - contact the three credit reporting agencies and request that they not sell information about you to companies that offer pre-approved credit. (Sun, 23 Oct 2005 05:21:50 GMT)

Credit rip-offs hurt people already hurting
The new bankruptcy law requires people trying to reduce their debts through bankruptcy to get credit counseling. That sounds like a good thing. But experts say the new law remains hazy about who is qualified to provide that counseling. (Sun, 23 Oct 2005 07:22:56 GMT)

Islamic Finance: The rising star
October 2005 People call the Islamic Finance phenomenon that is Islamic Finance recent, but it's only recent in terms of the numbers becoming apparent. And that's really because suddenly you have several channels people can use to invest in an Islamically correct way. (Sun, 23 Oct 2005 09:26:12 GMT)

Eagle recommendations on nine proposed Texas Constitution amendments
Although there are no candidates on the Nov. 8 general election ballot, there are some issues that are sure to generate a lot of discussion - no doubt some of it heated - among the voters of Texas. (Sun, 23 Oct 2005 13:14:36 GMT)

PRESS RELEASE: Fitch: BB+ Rtg For Southern Bank Pref Shrs
Fitch: Expected Rtg Of BB+ For Southern Bank Pref Shrs (MORE TO FOLLOW) Dow Jones Newswires October 23, 2005 23:05 ET Fitch Affirms Southern Bank's LT Foreign Curr Rtg Of BBB (MORE TO FOLLOW) Dow Jones Newswires October 23, 2005 23:07 ET Fitch: Southern Bank Ratings ... (Mon, 24 Oct 2005 03:09:00 GMT)

Grey power: Reducing credit offers, eliminating junk mail
To stop receiving credit promotions - credit cards, debt consolidation loans or other ways to borrow money - contact the three credit reporting agencies and request that they not sell information about you to companies that offer pre-approved credit. (Mon, 24 Oct 2005 06:37:49 GMT)

TD Banknorth Reports Third Quarter Results
TD Banknorth Inc. -0- *T *T (Mon, 24 Oct 2005 11:30:00 GMT)

Search Results
Domain name renewal and affordable web hosting packages from Network Solutions (Mon, 24 Oct 2005 13:44:04 GMT)

Links to mortgage company websites:
Mortgage calculator To help calculate approximate monthly payment on a new mortgage. (Mon, 24 Oct 2005 14:42:25 GMT)

TI Reports 3Q05 Financial Results
Texas Instruments Incorporated today reported record quarterly revenue of $3.59 billion, an increase of 11 percent sequentially and 10 percent over the third quarter of last year. (Mon, 24 Oct 2005 20:30:00 GMT)

Nelnet Completes Acquisition of LoanSTAR Funding Group and Related Servicing Assets of LoanSTAR Systems
Nelnet, Inc. announced today that it has completed the acquisition of the outstanding stock of LoanSTAR Funding Group, Inc., a prominent Texas-based secondary market and loan originator, as well as related servicing assets from LoanSTAR Systems, Inc., a Texas-based non-profit corporation, from the Greater Texas Foundation. (Mon, 24 Oct 2005 21:00:00 GMT)

Coachmen Industries, Inc. Announces Third Quarter Results
Coachmen Industries, Inc. today announced its financial results for the third quarter ended September 30, 2005. (Mon, 24 Oct 2005 21:04:00 GMT)

CREDIT CARDS MELTDOWN
CREDIT card debts have led to a 55 per cent rise in personal bankruptcies, it emerged yesterday. A total of 1458 people went bankrupt in Scotland in the three months to September 30. (Tue, 25 Oct 2005 00:44:01 GMT)

ECONOMY-INDIA-RBI-TEXT =4
During 2005-06 so far (up to October 14, 2005), additional liquidity of Rs.4,065 crore was absorbed under the MSS. Notwithstanding the MSS operations, surplus liquidity conditions resulted in the reverse repo volumes tendered under the LAF increasing from an average of Rs.29,809 crore in March to Rs.34,832 crore in August ... (Tue, 25 Oct 2005 07:11:14 GMT)

Swedish Match AB: Interim Report
Swedish Match AB : (Tue, 25 Oct 2005 11:19:00 GMT)

Grey power: Reducing credit offers, eliminating junk mail
To stop receiving credit promotions - credit cards, debt consolidation loans or other ways to borrow money - contact the three credit reporting agencies and request that they not sell information about you to companies that offer pre-approved credit. (Tue, 25 Oct 2005 16:22:19 GMT)

Greater Bay Bancorp Reports Net Income of $25.6 Million or $0.44 Per Share for the Third Quarter of 2005
Greater Bay Bancorp , a $7.1 billion in assets financial services holding company, today announced results for the third quarter and nine months ended September 30, 2005. (Wed, 26 Oct 2005 10:30:00 GMT)

Signs are it's time to tighten our belts
PERSONAL FINANCE AS the economy starts to slow and the price of oil rockets and household bills go through the roof, it looks almost certain that there may be trouble ahead. (Wed, 26 Oct 2005 11:01:11 GMT)

Fairmont Hotels & Resorts Inc. Reports Third Quarter 2005 Results
Fairmont Hotels & Resorts Inc. today announced its unaudited financial results for the three and nine months ended September 30, 2005. These financial results have been prepared in accordance with Canadian generally accepted accounting principles. (Wed, 26 Oct 2005 11:39:00 GMT)

Wescast Reports Third Quarter Sales and Earnings
Wescast Industries Inc. today reported 2005 third quarter sales of $86.9 million and a net loss for the quarter of $3.2 million. "We have undertaken aggressive steps within our North American manufacturing operations to remain competitive within the global automotive industry," said Ed Frackowiak, Wescast Chairman and CEO. (Wed, 26 Oct 2005 13:00:00 GMT)

Recent Study Indicates 65 Percent of Hartford-Area Residents Have Completed a Home Improvement Project Within the Last
While home sales in the Hartford continue to increase, a new survey by leading financial services provider Capital One Financial suggests that some area residents are choosing to stay in their homes and renovate rather than move. (Wed, 26 Oct 2005 13:30:00 GMT)

Recent Study Indicates 63 Percent of Minneapolis-Area Residents Have Completed a Home Improvement Project Within the
While home sales in the Minneapolis-area continue to increase, a new survey by leading financial services provider Capital One Financial suggests that some area residents are choosing to stay in their homes and renovate rather than move. (Wed, 26 Oct 2005 13:30:00 GMT)

Recent Study Indicates 69 Percent of Tucson-Area Residents Have Completed a Home Improvement Project Within the Last
While home sales in the Tucson area continue to increase, a new survey by leading financial services provider Capital One Financial suggests that some Tucson-area residents are choosing to stay in their homes and renovate rather than move. (Wed, 26 Oct 2005 13:30:00 GMT)

Recent Study Indicates 68 Percent Of Sacramento-Area Residents Have Completed a Home Improvement Project Within the
The latest numbers show that both new and existing home sales in the Sacramento area have slowed during the first nine months of 2005. (Wed, 26 Oct 2005 13:30:00 GMT)

Gold Fields Limited: Gold Production Declined in Line with Expectations
Gold Fields Limited today announced September 2005 quarter net earnings of R39 million compared with a loss of R27 million in the June 2005 quarter and earnings of R89 million for the September quarter of 2004. (Wed, 26 Oct 2005 13:32:00 GMT)

Lean Years May Mean Mortgage Bank Mergers
The last four years will likely be remembered as a gilded age for anyone in real estate, especially mortgage bankers. But with interest rates rising, the industry is preparing for a slowdown that may prompt some lenders to merge with their competitors. (Wed, 26 Oct 2005 19:16:55 GMT)

Return to Publication
YOUR # 1Source FOR GREAT LOANS NJ Licensed Mortgage Banker . Purchase Mortgages . Debt Consolidation . Home Improvements . Refinancing . Home Equity Loans . Construction Loans . (Wed, 26 Oct 2005 23:29:19 GMT)

Home Equity and Mortgage Loans - E-LOAN
Online lender offers home equity loans, cash out refinancing, mortgages, and auto loans at low rates. Fill out a simple application. Approval in minutes. Search rates now. (Thu, 27 Oct 2005 05:46:54 GMT)

finance
Need a Loan? Bad Credit OK - Auto Loans Need a new car? Our one-minute loan application gets you an auto loan quote even if your credit is less than perfect. Partners compete for your business with our free, no-obligation service. (Thu, 27 Oct 2005 05:49:05 GMT)

home loan
Home Loan - Compare Quotes Get multiple mortgage, refinance, and home equity loan quotes. Compare and save with up to 4 free quotes and no obligation. Apply in 60 seconds with one fast, easy form. (Thu, 27 Oct 2005 05:50:45 GMT)

Lenders foresee mergers, cuts
ORLANDO, Fla. - The last four years likely will be remembered as a gilded age for anyone in real estate, especially mortgage bankers. But with interest rates rising, the industry is preparing for a slowdown that might prompt some lenders to merge with their competitors. (Thu, 27 Oct 2005 07:06:09 GMT)

As rates rise, worried lenders see lean times, mergers ahead
The past four years will likely be remembered as a gilded age for anyone in real estate, especially mortgage bankers. But with interest rates... (Thu, 27 Oct 2005 07:21:06 GMT)

Arkansas News Bureau
Hutchinson hinges state's economic development on tax reform By Wesley Brown HOT SPRINGS - Republican gubernatorial candidate Asa Hutchinson laid out a tax reform strategy Tuesday akin to a similar plan put forth by the Democratic governor of New Mexico, saying it would expand the state's economy and boost job recruitment efforts. (Thu, 27 Oct 2005 09:57:11 GMT)

Collegiate Funding Services, Inc. Reports 21 Percent Increase in Third Quarter Net Income
Collegiate Funding Services, Inc. today reported that net income for the third quarter ended September 30, 2005, was $9.3 million, or 29 cents per diluted share, compared with net income of $7.6 million, or 25 cents per diluted share, for the third quarter of 2004. (Thu, 27 Oct 2005 12:00:00 GMT)

Stronger fundamentals, Canadian dollar impact 3rd quarter
Catalyst Paper posted earnings of $34 million in the third quarter. A strong recovery in operating earnings along with debt-related foreign exchange gains and the positive effect of a lower provincial tax rate were key factors in this quarter's results. (Thu, 27 Oct 2005 16:43:00 GMT)

Lyondell Reports Third-Quarter 2005 Results
Providing up-to-the-minute news of the petroleum, oil and gas and power generation industries. (Fri, 28 Oct 2005 01:04:50 GMT)

Arkansas News Bureau
Researcher names 42 chronic grade-inflating schools By Aaron Sadler LITTLE ROCK - Forty-two Arkansas high schools were identified Thursday as frequently assigning higher letter grades to high school seniors than the students deserve. (Fri, 28 Oct 2005 07:57:11 GMT)

Sleeman Reports Third Quarter Results
Sleeman Breweries Ltd. today released its financial results for the third quarter ended October 1, 2005. (Fri, 28 Oct 2005 12:00:00 GMT)

Sleeman Reports Third Quarter Results
GUELPH, ONTARIO-- - Sleeman Breweries Ltd. today released its financial results for the third quarter ended October 1, (Fri, 28 Oct 2005 12:00:03 GMT)

Collegiate Funding Services, Inc. Announces Partnership with the National Association of REALTORS(R) to Offer
Collegiate Funding Services, Inc. (Nasdaq: CFSI - (Fri, 28 Oct 2005 13:00:00 GMT)

Canfor Corporation Announces Third Quarter Earnings
Canfor Corporation today reported net income of $17.4 million for the third quarter, or $0.12 per share on a d (Fri, 28 Oct 2005 20:42:00 GMT)

Canfor Corporation Announces Third Quarter Earnings
VANCOUVER, BRITISH COLUMBIA-- - Canfor Corporation today reported net income of $17.4 million for the third quarter, or (Fri, 28 Oct 2005 20:42:08 GMT)

Ways to squeeze out the value from your bricks and mortar
A rising number of pensioners, some in their eighties, are crippled by bills they cannot afford, says Alison Steed. (Fri, 28 Oct 2005 23:39:24 GMT)

End of cheap deals sparks crisis
Lenders stand accused of following 'woolly affordability calculations' and then taking a tough line with borrowers, writes Ian Cowie. (Fri, 28 Oct 2005 23:39:44 GMT)

Potential federal budget cuts have students worried about future of financial aid
CEDAR FALLS --- A potential $9 billion to $15 billion cut from federal student financial aid programs has caught the attention of numerous University of Northern Iowa students, especially those who rely on such funding to attend school. (Sat, 29 Oct 2005 11:36:51 GMT)

Realty industry facing period of consolidation
The past four years are likely to be remembered as a gilded age for anyone in real estate, especially mortgage bankers. But with interest rates rising, the industry is preparing for a slowdown that may prompt some lenders to merge with their competitors. (Sat, 29 Oct 2005 13:57:04 GMT)

Realty industry facing period of consolidation
The past four years are likely to be remembered as a gilded age for anyone in real estate, especially mortgage bankers. But with interest rates rising, the industry is preparing for a slowdown that may prompt some lenders to merge with their competitors. (Sat, 29 Oct 2005 15:27:04 GMT)

Java Enterprise System 4 now available
October 31, 2005— Sun Microsystems has released a new version of its Java Enterprise System (Java ES) subscription-based enterprise middleware, which will now support additional non-Sun operating systems. (Mon, 31 Oct 2005 03:21:50 GMT)

Consolidation, job cuts may follow real estate boom
The last four years will likely be remembered as a gilded age for anyone in real estate, especially mortgage bankers. But with interest rates rising, the industry is preparing for a slowdown that may prompt some lenders to merge with their competitors. (Mon, 31 Oct 2005 06:46:13 GMT)

Rescuing your funds
Debtors should take a long look at the consequences of filing for bankruptcy before they take that leap, says Rosemary Lavelle, vice president of Consumer Credit Counseling Service of Northeastern PA, Inc. (Mon, 31 Oct 2005 08:15:14 GMT)

Debt spiral for elderly and disabled
BRITAIN'S elderly and disabled people are being drawn into an escalating spiral of debt simply to meet their basic living costs. Worrying reports from two major charities suggest that a major crisis is looming for those who can least afford to face it. (Mon, 31 Oct 2005 12:27:03 GMT)

Arkansas News Bureau
Legislative Council approves contract for adequacy study By Aaron Sadler LITTLE ROCK - State officials should know by August just how schools are spending about $400 million in additional funding and whether even that is enough to adequately finance education. (Mon, 31 Oct 2005 13:42:11 GMT)

Realty industry facing period of consolidation
The past four years are likely to be remembered as a gilded age for anyone in real estate, especially mortgage bankers. But with interest rates rising, the industry is preparing for a slowdown that may prompt some lenders to merge with their competitors. (Mon, 31 Oct 2005 19:42:40 GMT)

Gold and 1,000 Frozen Pizzas
*** We are all scientists now...like snowflakes, no two crazy people are the same... *** An expression of a collective madness...are home speculators simply howling at the desert moon? (Mon, 31 Oct 2005 19:54:04 GMT)

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